Solution

Retirement

A pension capital is now almost essential to ensure your executive employees a rewarding capital at retirement age, especially since this insurance is equipped with tax measures favorable to your entity.

We assist you in establishing a retirement capital for your employees whose affiliation is free. We settles a collective savings plan that allows you and your salaries to live a serene retirement in maintining an equivalent life level.

The complementary retirement allows your company to benefit from tax advantages and to grant your employees with a long-term savings means paid by an annuel interest rate. Your employees receive annually a detailed statement with their contributions and the capital accumulated.

The fund constitued is released at the age of retirement and given to you in the form of a capital or an annual pension. However, you have the possibility to withdraw it at any time following a tatal or partial repurchase.

You have also the possibility to save according to your budget : amount and periodicity of the free payments as well as the possibility to suspend temporarily your payments.

Other capitalization savings contracts

Contact
Amal
Bellarhzal
Responsable Risques Divers et Maladie
Corporates
Credit

Working with peace of mind means not being concerned about the revenue from your business. Credit insurance responds to yours concerns by offering you coverage against the risk of default by yours customers.

Corporates, Liabilities
10 years builders risk liability

The Ten-year Liability insurance allows buyers and owners to be compensated in the event of collapse or danger of collapse of their construction. This compensation is quick and without seeking responsability regardless of the existence or not of the party liable and his solvency at the time of the claim.

Corporates, Liabilities
Directors and officers liability

L’assurance Responsabilité Civile Mandataires Sociaux "RCMS" protège le patrimoine personnel de vos dirigeants qui pourraient être mis en cause par des tiers pour une faute de gestion, pour infraction aux lois et règlements, ou encore violation des statuts de la société.

Corporates, Liabilities
Professional liability

The practice of your profession may expose you to professional errors that could harm your clients. We offer you professional liability guarantees to cover the amount of damage caused by you or by one of your employees to a third party due to a fault, an error or negligence.

Corporates, Liabilities
Product liability & recall

Product Liability or Post Delivery Liability insurance is a complementary insurance to the Operating Liability. It covers the contractual and extra-contractual liability of your company following damage to third parties caused by your defective products or services.

Corporates, Liabilities
Operating liability

Operating liability insurance covers your firm in the event that it may be liable for damage caused to a third party during your dialy activity.

Corporates, Liabilities
Auto/motor liability

Susbribe to an Auto Liability is mandatory. In addition to this mandatory insurance, we propose to you a wide range of guarantees that give you a better drivers and passengers protection as well as a better compensation for insured vehicles damages.

Corporates, People
Assistance

Assistance allows you to be rescued by a mandated company (an assistance company). Compensation can take the form of material or financial assistance through call centers. In order to respond to all emergencies, these centers operate 24 hours a day, 7 days a week.

Contact Us

Follow us

Our
Offices

0522-254836
0522-230031
0522-981118

10 Rue Abdelhak ben Mahyou, quartier palmier
Casablanca, 20250
[email protected]

Other capitalization savings contracts

A capitalization contract is a contract according to which, in return of payment of a periodic premium or a free payment, it will allow you to fund a dedicated individual account and which will be increased every year by a minimum rate guaranteed.

  • Constitution of a retirement fund
  • Creation of education savings intended to finance the education of children
  • Constitution of savings to allow his child to settle down and start his working life in good conditions
  • Consitution of a housing savings that can be used as contribution for the acquisition of real estate

The performance of the contract is based on the following two elements:

  • The guaranteed minimum rate : in addition to the capital guarantee, the insurer assure you to never provide a capitalization rate lower than that indicated in the contract, regardless of the financial market performance
  • Profit-sharing : this is the percentage the insurance company undertakes to redistribute on the financial profits its makes on the investments made on behalf of its policyholders. Most companies have rates between 80% and 90%.