Solution

Business interruption

Coverage against damage is not always sufficient due to risk of the production equipement immobilization and the time required to restore it. This insurance allows you to compensate to this eventuality.

There are various and numerous risks and vunerabilities that you’re exposed to. These uncontrolled or hazards events (fire, machinery breakdown, natural disasters…) can lead to major property damages or business interruptions, any resulting income loss that would impact the viability of your business.

What risks are covered ?

Business Interruption insurance covers the fixed costs (salaries, rents, financial expenses …) that the firm is not able to bear anymore due to financial difficulties related to business interruption follwowing a loss.

In addition to fixed costs, Business Interruption covers also the expected loss profit during the concerned period allowing to mitigate the decrease of turnover and the additional operational costs.

Business Interruption allows to put the insured firm into her initial financial situation- previous to the loss.

We stand beside you to manage your unique property risks and bring you the right level of insurance and deductibles. We help you calculate the indemnity period that suits your needs and your field of activity.

Contact
Anass
Nsias
Technico-Commercial
Lahcen
Oufrout
Risk Officer
Corporates
Credit

Working with peace of mind means not being concerned about the revenue from your business. Credit insurance responds to yours concerns by offering you coverage against the risk of default by yours customers.

Corporates, Liabilities
10 years builders risk liability

The Ten-year Liability insurance allows buyers and owners to be compensated in the event of collapse or danger of collapse of their construction. This compensation is quick and without seeking responsability regardless of the existence or not of the party liable and his solvency at the time of the claim.

Corporates, Liabilities
Directors and officers liability

L’assurance Responsabilité Civile Mandataires Sociaux "RCMS" protège le patrimoine personnel de vos dirigeants qui pourraient être mis en cause par des tiers pour une faute de gestion, pour infraction aux lois et règlements, ou encore violation des statuts de la société.

Corporates, Liabilities
Professional liability

The practice of your profession may expose you to professional errors that could harm your clients. We offer you professional liability guarantees to cover the amount of damage caused by you or by one of your employees to a third party due to a fault, an error or negligence.

Corporates, Liabilities
Product liability & recall

Product Liability or Post Delivery Liability insurance is a complementary insurance to the Operating Liability. It covers the contractual and extra-contractual liability of your company following damage to third parties caused by your defective products or services.

Corporates, Liabilities
Operating liability

Operating liability insurance covers your firm in the event that it may be liable for damage caused to a third party during your dialy activity.

Corporates, Liabilities
Auto/motor liability

Susbribe to an Auto Liability is mandatory. In addition to this mandatory insurance, we propose to you a wide range of guarantees that give you a better drivers and passengers protection as well as a better compensation for insured vehicles damages.

Corporates, People
Assistance

Assistance allows you to be rescued by a mandated company (an assistance company). Compensation can take the form of material or financial assistance through call centers. In order to respond to all emergencies, these centers operate 24 hours a day, 7 days a week.

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Offices

0522-254836
0522-230031
0522-981118

10 Rue Abdelhak ben Mahyou, quartier palmier
Casablanca, 20250
[email protected]

What risks are covered ?

The claims that may lead to compensation for the company through the business interruption insurance contract are as follows :

  • Water damage, during a flood for example
  • A storm, hail or damage caused by the weight of snow on the roof
  • Natural disasters
  • Fire, explosion
  • Electrical damage and lightning strike
  • The occurrence of a machine breakdown
  • Acts of vandalism, terrorism and sabotage
  • Damage caused by riots
  • Damage caused by aircraft and spacecraft

 

Many options are available in the business interruption insurance and you have choice between :

  • Suscribe a basic business interruption that will compensate the loss related to the decrease or absence of turnover and will repay any costs that had to be incurred because of the disaster
  • Subscribe additional gaurantees to the basic business interruption insurance in order to be compensated for the expenses necessary to maintain the activity and for any interest on late payment that company bears because of the claim.